# Terms and Conditions

1 About these terms

1.1 These Terms apply to downloading, accessing and/or using the Harbinger Platform, whether from a computer, a mobile device, our website www.seidoranalytics.com (the "Website") or any other website, device or platform. These terms also apply to any other services we may offer in connection with the Website, such as customer support, social media, community channels and other websites that we may maintain on a temporary basis (in these terms, we refer to all of our platforms and other services collectively as the "Services"). These terms are a legal agreement and contain important information about your rights and obligations with respect to our Services.

1.2 If you do not agree to these terms or any future updated version, you must not access or use our Services, and you must cease all current access and/or use. If any future updates to these terms require action by you in order to agree to the updated terms, you may not be able to continue using our Services until you have taken such action.

1.3 These terms represent a legal agreement between you and Seidor Analytics. The parties intend the terms of this agreement to inure to the benefit of Seidor Analytics' associated companies, parents, subsidiaries or affiliates.

1.4 FOR RESIDENTS OF THE UNITED STATES OF AMERICA: IMPORTANT NOTICE: THIS AGREEMENT IS SUBJECT TO BINDING ARBITRATION AND WAIVER OF CLASS ACTION RIGHTS, AS DETAILED BELOW IN SECTION 21.

1.5 In these terms, «Seidor Analytics», «we», «us», «us» or «our» refers to Seidor Analytics.

1.6 These terms are available on the platform on which you use our application, and our website at www.seidoranalytics.com (the "Website"). You understand that, by accessing and/or using our Services, you are agreeing to these terms and our privacy policy (see section 13 below).

1.7 To use our services, you declare that you are at least 18 years of age.

1.8 You may access the latest version of these Terms at any time at harbingerdocs.com/termsAndConditions. We may modify these terms at any time as set forth in Section 17 below and, except for any amendments to Section 21 below (binding arbitration and class action waiver), your continued use of the Services after the terms have been updated will constitute confirmation that you accept the updated terms.

2 About access to and use of our Services

2.1 You are responsible for any Internet connection or mobile device connection charges you may incur for accessing and using our Services. If you are unsure what those charges will be, before accessing or using our Services you should check with your internet provider or mobile operator.

2.3 Our Services or any part of them may be unavailable for technical or maintenance reasons, whether scheduled or unscheduled.

3 Accounts

3.1 When using our Services, you may choose to create an account with us. In some cases, it may even be necessary to do so. If you do so, you confirm that you will take all necessary steps to protect your login details and keep them secret.

3.2 You agree not to provide your login details to others and to prevent others from using your login details or your account.

3.3 Where "login details" or "account" is referred to in these terms, it also refers to the login details and your account on any social network or platform with which you have allowed our Services to interact.

3.4 We will assume that anyone logging into your account with your details will be you or someone who has your permission. If you do not keep your login details secret or if you share them or your account with anyone else (whether intentionally or unintentionally), you accept full responsibility for the consequences of that action, including any unauthorized purchases that may occur, and you agree to compensate us in full for any resulting loss or damage.

3.5 We will not be liable to you for any loss you suffer as a result of an unauthorized person accessing your account or using our Services, and we accept no responsibility for any loss or damage resulting from such unauthorized use, whether fraudulent or otherwise.

3.6 We reserve the right to delete your account if you do not engage in any activity in relation to it for 180 days or more. In such event, you will no longer be able to access the account or use the Virtual Money or Virtual Items (as defined below) associated with that account, and you will not be entitled to any refund in relation to them.

3.7 You acknowledge that if you delete your account or if we delete your account in compliance with these terms, you may lose access to any data previously associated with your account (including, without limitation, messages sent to any recipients, lists and/or templates created).

3.8 YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE NO OWNERSHIP OR OTHER PROPRIETARY INTEREST IN ANY ACCOUNT YOU MAY CREATE USING ANY OF OUR SERVICES. WE MAY SUSPEND, TERMINATE, MODIFY OR DELETE ANY SUCH ACCOUNTS AT ANY TIME, FOR ANY REASON, WITHOUT NOTICE TO YOU.

3.9 Your account is for your exclusive and personal use only and you may not transfer it to any other person.

4 Subscription

4.1 Payment for a Subscription will be charged to your account at the time of purchase and renewals will be made within 24 hours prior to the expiration of the then current Subscription period. Your Subscription will automatically renew each month unless you turn off auto-renewal through your platform settings at least 24 hours prior to the end of the current Subscription period. Your Subscription is tied to your platform account and cannot be transferred between platform accounts. You agree that our Subscription sales are final and that cancellation is not permitted during an active Subscription period.

5 User behavior and content

5.1 You must comply with applicable laws in the location from which you access our Services. If any applicable laws restrict or prohibit you from using our Services, you must comply with those legal restrictions or, if applicable, you must stop using or accessing our Services.

5.2 You warrant that all information you provide to us to access or use our Services is and will at all times remain true, accurate and complete.

5.3 You and other users may post, upload, communicate, transmit or otherwise make available information, data, software, sounds, photographs, graphics, videos, tags and other materials ("Content"), through our Services. You acknowledge that any Content that may be submitted to you when you use our Services, whether publicly or privately, is the sole responsibility of the person submitting the Content. That means that you, the user, and not us, are solely responsible for all Content that you may upload, communicate, transmit or otherwise make available through our Services.

5.4 You agree not to upload, communicate, transmit or otherwise make available Content or otherwise use the Services in a manner:

that is or may reasonably be considered to be unlawful, harmful, harassing, defamatory, libelous, defamatory, obscene or otherwise objectionable; that is or may reasonably be regarded as an invasion of another person's privacy or infringement of privacy rights; is likely to be or may reasonably be regarded as inciting racial or ethnic hatred or violence; that you do not have a legal right to provide (such as information that is privileged, proprietary or confidential); infringes any intellectual property right or any other right owned by a third party; consists of unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes or other forms of advertising messages; or contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.

5.5 You agree not to do the following:

use our Services to harm, offend or harass anyone; create more than one account per platform to use our Services; use the email address of another person or entity to subscribe to and use our Services; use our Services for fraudulent or abusive purposes (including, but not limited to, using our Services to impersonate a person or entity, or otherwise misrepresent your relationship with a person, entity or our Services); disguise, anonymize or otherwise obscure your IP address or the origin of any Content you may upload; use our Services for any commercial or for-profit purpose or for the benefit of any third party, or send unsolicited communications; remove or alter any trademark notices or other proprietary rights information appearing on our platform or elsewhere on our Services; cause interference with or disruption to our Services, servers or the networks over which our Services are provided; attempt to decompile, reverse engineer, disassemble or hack our Services, or circumvent or block our encryption technologies or security measures or the data we transmit, process or store; gather, extract or collect any information about our Services or other users who use our Services, including but not limited to personal information or data; for example, by uploading any information-gathering items such as, but not limited to, pixel tags, cookies, graphic interchange formats (gifs) or similar items, sometimes known as "spyware" or "pcm" (passive collection mechanisms); disobey the requirements or regulations of any network connected to our Services; use our Services to violate any applicable law or regulation; use our Services in any other way that is not permitted by these terms. If you believe that anyone may be in breach of any of these terms, please write to us at the following email address: harbinger@seidoranalytics.com.

5.6 We do not control the Content posted on our Services by others and therefore cannot guarantee the accuracy, integrity or quality of that Content. You are aware that when you use our Services you may be exposed to Content that you may find offensive, indecent or objectionable. Under no circumstances will we be liable in any way for any such Content, including but not limited to any errors or omissions in any Content or any loss or damage of any kind incurred as a result of the use of Content posted, emailed, transmitted or otherwise made available to you through our Services.

5.7 We have the right to remove uploaded Content from our Services if we decide, in our sole discretion, that it breaches any part of these terms or may bring our Services into disrepute. However, you confirm that you are aware that we do not actively monitor the Content contributed by people using our Services and that we do not guarantee that we will do so.

5.8 You are solely responsible for your interactions with other users of our Services. You agree that you will not hold Seidor Analytics liable for any loss or damage arising from Content (yours or another user's), including but not limited to claims for defamation, harassment or false association.

6 Multi-user environments

6.1 Some of our plans allow you to share information with other users. You may have the ability to:

By accessing and/or playing on our platform, you agree that your username, rating, avatar, country, login status and other related details (whether existing now or in the future) may be displayed in any and all media, for any purpose, in perpetuity, without any payment to you, including (without limitation) to other users on our platform or within our marketing. You also understand and agree that other users may be able to find you by searching for you by your email address.

7 Infringement of these terms

7.1 Without limiting other remedies or any other section of these terms, if we reasonably believe that you are in breach of these terms (which includes repeat minor breaches), we reserve the right to take any of the following actions, whether one or more, without notice to you:

delete, suspend and/or modify your account or any part thereof; suspend and/or terminate your access to our Services; By way of example but not limitation, any breach of sections 4.1, 4.8, 5.4 or 5.5 may be considered a breach of contract.

7.2 You agree to compensate us, in accordance with applicable law, for all losses, damages, claims and expenses that may arise from any breach by you of these terms.

8 Availability of Services

8(A) For U.S. Residents: We do not guarantee that all of our Services will be available at all times, at any particular time or that we will continue to offer any of our Services for any particular period of time. We may change or update our Services without notice to you. We make no warranties or representations about the availability of our Services, and we reserve the right to change or discontinue offering our Services in our sole discretion without notice to you, including, for example, removing a Service for economic reasons due to the limited number of users who continue to use that Service after a period of time, for technical reasons (such as technical difficulties experienced by us or on the Internet) or to allow us to improve the user experience. NOTWITHSTANDING ANYTHING TO THE CONTRARY, YOU ACKNOWLEDGE AND AGREE THAT ALL OR ANY OF OUR SERVICES MAY BE TERMINATED IN WHOLE OR IN PART IN OUR SOLE DISCRETION WITHOUT NOTICE TO YOU. YOU ASSUME ANY RISK OF LOSS ASSOCIATED WITH THE TERMINATION OF OUR SERVICES.

8(B) For residents outside the United States of America: We do not guarantee that any of our Services will be available or error-free in all situations and circumstances or at any particular time; however, we will provide our Services in compliance with any legal requirements. We may change or update our Services in part or in whole without notice to you (provided that such changes will not result in a material degradation of the functionality of any part of the Services that have been paid for with real money). We make no warranties or representations about the availability of our Services that are offered free of charge (i.e., those that have not been paid for with real money) and we reserve the right to modify or discontinue offering them at our sole discretion without notice to you, including, for example, for economic reasons due to the limited number of users who continue to use them after a period of time, for technical reasons (such as technical difficulties experienced by us or on the Internet) or to allow us to improve the user experience. We assume no legal or other liability for failure to perform or delay in performing any of our obligations if the cause is beyond our reasonable control. If such circumstances result in a material degradation of the functionality of our Services, any obligation you have to make payments to download, use or access them will be suspended for the duration of that period. We have the right to modify or cancel the Services or any part of them that is paid for with real money at our sole discretion after giving you reasonable notice.

9 For residents of the United States of America: limitation of liability

WE ARE NOT LIABLE FOR INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES RELATED TO THE POSSESSION, USE OR MALFUNCTION OF ANY OF OUR OTHER SERVICES, INCLUDING PROPERTY DAMAGE, COMPUTER ERROR OR MALFUNCTION AND, TO THE EXTENT PERMITTED BY LAW, DAMAGES FOR PERSONAL INJURY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR LIABILITY EXCEED THE PRICE YOU PAID (IF ANY) FOR THE LICENSE TO USE VIRTUAL GOODS OR VIRTUAL CURRENCY OR ANY OTHER PART OF OUR SERVICES. SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS OR THE EXCLUSION OR LIMITATION OF DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM JURISDICTION TO JURISDICTION.

10 Para residentes de fuera de los Estados Unidos de América: limitación de la responsabilidad

10.1 We accept liability for death or injury resulting from our negligence or that of our employees or agents, as well as for loss or damage caused by fraud committed by us or our agents, or any other liability which cannot be excluded by law.

10.2 We are not liable for the following:

loss or damage not caused by our breach of these terms or our negligence; loss or damage which is not reasonably foreseeable by you and us at the time of your acceptance of these terms and conditions, including losses which occur as a side effect of foreseeable losses. This may include loss of data or opportunity, interruption of service, computer or other device failure or financial loss; any damage to any device you use to access or use any of our Services that is caused in any way by our Services, unless that damage is directly caused by our failure to provide other applicable Services with reasonable skill and care, increases in loss or damage resulting from your breach of any of these terms and conditions, or technical failures or unavailability of our Services, provided that this is reasonably beyond our control.

10.3 For any loss or damage other than those referred to in paragraph 10.1 and subject to paragraph 10.2 in any twelve month period, we will only be liable for loss or damage which is a reasonably foreseeable consequence of our negligence or breach of these terms and conditions, up to the value of the amount you have paid to us in the 100 day period prior to the date of your claim. Losses and damages are only foreseeable where they can be considered by you and us at the time you agree to these terms and conditions.

10.4 Subject to paragraph 10.5 below, and unless otherwise stated in these terms, we make no warranties, express or implied, in relation to our Services, and you acknowledge that your only right in relation to any problems or dissatisfaction relating to our Services is to stop using them.

10.5 Any additional legal rights you may have as a consumer are not affected by these terms.

11 Intellectual Property

11.1 You agree that we own or license all copyrights, trademarks and other intellectual property rights in or relating to our Services (excluding Content contributed by and owned by players).

11.2 For so long as you comply with these terms, we will grant you a non-exclusive, non-transferable, personal, revocable, limited license to access or use our Services (but not related objects or source code) for your personal and private use, and in each case, provided that such use is in accordance with these terms. You agree not to use our Services for anything else. These terms also apply to any updates or adjustments we may release or make available to you for any of the Services, and such update or adjustment will become part of the Services for the purpose of these terms.

11.3 YOU ACKNOWLEDGE AND AGREE THAT, EXCEPT FOR THE LICENSE GRANTED TO YOU IN THESE TERMS, YOU HAVE NO OWNERSHIP OR OTHER PROPRIETARY INTEREST IN ANY OF OUR SERVICES, INCLUDING BUT NOT LIMITED TO ONLINE ACCOUNTS, ANY VIRTUAL CURRENCY OR VIRTUAL ITEMS. You may not copy, distribute, make available to the public or create any derivative works of our Services or any part thereof, unless we have agreed in writing in advance.

11.4 In particular, and without limiting the application of paragraph 11.3, you may not use or make publicly available any cheating systems or technological measures designed to control access to our Services or elements thereof, including providing access to any Virtual Currency or Virtual Items, whether free of charge, for a fee or otherwise.

11.5 By submitting Content through our Services, as defined in Section 5.3, you:

you imply that you have the full right to do so; you grant us and our group companies the right to edit, adapt, publish and use your Content and any derivative works we may create from it, in any and all media (whether existing now or in the future) for any purpose whatsoever, in perpetuity and without our having to make any payment in compensation; you agree that you may have what are known as "moral rights" in the Content, for example, the right to be named as the creator of your contributions and the right to be free from disparaging treatment of your work. You agree to waive the enforcement of any such moral rights you may have in relation to the Content, and you agree that we have no obligation to monitor any of the Content. you agree that we are under no obligation to monitor or protect your rights in any Content you may submit to us, but you do grant us the right to enforce your rights in such Content if we so choose, including but not limited to taking legal action (at our cost) on your behalf. 11.6 You may not copy, distribute, make publicly available or create any derivative works of any Content belonging to any other user of our Services. If you believe that someone has infringed your intellectual property rights through the internet, you may contact us and send us the information below to the following email address harbinger@seidoranalytics.com:

a description of the intellectual property rights and an explanation of how they have been infringed; a description of where the infringing material is located; your physical address, telephone number and email address; a sworn statement by you that (i) you have a good faith belief that the disputed use of your copyrighted material is unauthorized and that (ii) the information you provide is accurate, correct, and that you are authorized to represent the owner of an exclusive right that is allegedly infringed; and a physical or electronic signature of the person authorized to represent the owner of the exclusive right that is allegedly infringed.

12 For residents of the United States of America - U.S. GOVERNMENT RESTRICTED RIGHTS.:

12.1 Our Services are developed entirely with private capital and are offered as "commercial computer software" or "restricted computer software". Use, duplication or disclosure by the U.S. Government or by a subcontractor of the U.S. Government is subject to restrictions detailed in subsection (b)(1)(ii) of the Rights in Technical Data and Computer Software, DFARS clauses 252.227-7013; or subsections (b)(1) and (2) of the Commercial Computer Software Restricted Rights, FAR clauses 52.227-19, as applicable. The contractor/manufacturer is Seidor Analytics.

13 Privacy

13.1 Seidor Analytics is the data controller for data that identifies you or personal data that we collect about you through or in connection with our Services.

13.2 Seidor Analytics collects, processes, uses and shares your personal information as set out in our privacy policy and these terms. If you do not agree with our privacy policy, you should not download or access our Platforms or our Services.

13.3 This paragraph 13 shall not affect the provisions of paragraphs 20 and 21, which shall prevail over this paragraph 13.

14 Links

14.1 We may include links to third party Services and websites on our Services. You are aware that we make no promises regarding the content, items or services provided by such third parties and do not endorse them. We are also not liable to you for any loss or damage that such third parties may cause. Any expenses you incur in connection with such third parties are your responsibility. You are aware that, when you provide data to third parties, you are providing it to them in accordance with the privacy policy (if any) of those third parties, and that our own privacy policy does not apply in relation to that data.

15 Transfer of these terms

15.1 We may wish to transfer all or part of our rights or responsibilities under these terms to third parties, without obtaining your consent.You agree that we may do so provided that the transfer will not be to your significant disadvantage. You may not transfer any of the rights we provide to you in these terms unless we agree in advance and in writing.

16 Full agreement

16.1 These terms constitute the entire agreement between you and us in relation to our Services (as defined in paragraph 1) and supersede all other agreements that may exist between you and us.

17 Modification of these terms

17.1 You can view these terms at any time at harbinger.seidoranalytics.com/termsAndConditions.

17.2 Subject to paragraph 21.8 below, we reserve the right to update these terms from time to time by posting the updated version at that address. We may do so for a variety of reasons, including but not limited to changes in the nature of our products or services, for technical or legal reasons or because our business needs have changed. You agree that if you do not agree to any changes to our terms, you must immediately stop accessing and using our Services.

18 Divisibility

18.1 If any part of these terms is held to be invalid or unenforceable under any applicable local law or at the discretion of a court of competent jurisdiction, that part shall be construed in a manner consistent with applicable law to reflect as nearly as possible our original intentions, and the remainder of these terms shall remain valid and enforceable. If it is not possible to interpret an invalid or unenforceable portion of these terms in a manner consistent with applicable law, that portion will be deemed severed from these terms without affecting the remaining provisions of these terms.

19 Waiver of our rights

19.1 Our failure to exercise or enforce any of our rights under these terms does not waive our right to enforce them. Any waiver of such rights will only be effective if in writing and signed by us.

20 Complaint and dispute resolution

20.1 Most problems can be resolved quickly if you write to us at the following email address: harbinger@seidoranalytics.com.

20.2 In the unlikely event that we are unable to resolve your query and you wish to take legal action against us, these terms will be governed by and construed in accordance with the laws of Argentina.

21 For residents of the United States of America: BINDING ARBITRATION AND WAIVER OF CLASS ACTION:

21.1 The BINDING ARBITRATION AND WAIVER OF CLASS ACTION provisions of Section 21 apply to all disputes between you and Seidor Analytics or Seidor Analytics' parents, subsidiaries and affiliates in connection with the Platagoms and Services. Section 21 also applies to any dispute between you and any Seidor Analytics affiliate that is a third party beneficiary of Section 21. For purposes of Section 21, "affiliate" shall mean any entity that controls, is controlled by or is under common control with Seidor Analytics and "control" shall mean direct or indirect ownership of more than fifty percent (50%) of the equity of such entity or equivalent voting rights, and "dispute" shall include any litigation, claim, controversy or action between you and Seidor Analytics (or any Seidor Analytics affiliate) arising out of or relating to this Agreement, the Services or any other transaction involving you or Seidor Analytics, whether by way of contract, warranty, misrepresentation, fraud, tort, intentional tort, decree, regulation, ordinance or any other legal or equitable basis.

21.2 Initial Dispute Resolution: If you have any concerns or questions about our Services, you may contact our customer service team via email at harbinger@seidoranalytics.com. Most inquiries are resolved quickly in this manner to the satisfaction of our customers. The parties will make every effort to resolve any dispute, claim, question or disagreement directly through good faith consultation and negotiation, which will be a condition precedent to either party initiating a lawsuit or arbitration.

21.3 Binding Arbitration: If the parties do not agree to a mutually agreeable resolution within 30 days from the time of the informal dispute resolution attempt pursuant to Section 21.2, then you and Seidor Analytics agree that all disputes shall be resolved by binding arbitration in accordance with this Agreement. ARBITRATION MEANS THAT YOU WAIVE YOUR RIGHT TO A JUDGE OR JURY IN A COURT PROCEEDING AND THAT YOUR GROUNDS FOR APPEAL WILL BE LIMITED. Pursuant to this agreement, JAMS (Judicial Arbitration and Mediation Services), a nationally recognized arbitration authority, will handle the arbitration as provided by its procedures in effect for consumer-related disputes, excluding any rules permitting concurrence of actions or class actions in arbitration (see Section 21.5 below for more information on procedure). You and Seidor Analytics understand and agree that (a) the Federal Arbitration Act (9 U.S.C. § 1 et seq.) governs the interpretation and enforcement of this Section 21, (b) this Agreement sets forth a transaction of commerce between the states, and (c) this Section 21 will survive the termination of this Agreement.

21.4 Arbitration Proceedings: If either you or Seidor Analytics commences an arbitration proceeding, it will be governed by the JAMS rules in effect at the time the request for arbitration is filed, excluding any rules permitting arbitration on a class or representative basis (the "JAMS Rules"), available at http://www.jamsadr.com or by calling 1-800-352-5267 and in accordance with the rules set forth in this Agreement. All disputes will be resolved by a single neutral arbitrator and both parties will have a reasonable opportunity to participate in the selection of the arbitrator. The arbitrator is bound by the terms of this agreement and shall abide by applicable law. The arbitrator, and not a federal, state or local court or agency, shall have exclusive authority to resolve all disputes arising out of the interpretation, application, enforcement and formation of these terms, including but not limited to any claim that any part of this agreement is void or voidable. Notwithstanding this broad delegation of authority to the arbitrator, a court may determine the limited question of whether or not a claim or cause of action is precluded from arbitration pursuant to Section 21.6. The arbitrator shall have the power to award any relief that might be available in a court of law or equity. In some cases, the costs of arbitration may exceed the procedural costs and the right of disclosure may be more limited in arbitration proceedings than at trial. The arbitration award is binding and is treated as a judicial decision in any court of competent jurisdiction. You may choose to participate in an arbitration hearing by telephone. Arbitration hearings that are not conducted by telephone will be held at a location that is reasonably accessible from your primary residence or in Los Angeles, California, at your discretion. Instructions for initiating an arbitration proceeding are available on the JAMS website and at the toll-free telephone number listed above.

21.5 Class Action Waiver: The parties agree that any arbitration will only be conducted in your personal capacity and not as a class action or other representative action, and the parties expressly waive their right to bring a class action or to pursue remedies as a class. YOU AND WE AGREE THAT WE MAY BRING CLAIMS AGAINST EACH OTHER ARISING OUT OF OR RELATING TO THESE TERMS OR THE PRIVACY POLICY, BUT ONLY IN OUR PERSONAL CAPACITIES, NOT AS A PLAINTIFF OR CLASS MEMBER IN A PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. If any court or arbitrator determines that the class action waiver set forth in this section is void or unenforceable for any reason, or that arbitration may proceed on a class basis, the arbitration clause set forth above shall be deemed null and void in its entirety and the parties shall be deemed not to have agreed to arbitrate disputes.

21.6 Exception - Intellectual Property Litigation and Small Claims Court: Notwithstanding the parties' agreement to resolve all disputes through arbitration, either party may bring an action in a state or federal court that only hears claims of patent infringement or invalidity, copyright infringement, moral rights infringement, trademark infringement or trade secret misappropriation, but not, for clarity, claims relating to the license granted to you by the Services under these Terms. Either party may bring proceedings in a small claims court for disputes or claims within the scope of that court's jurisdiction.

21.7 30-Day Right to Opt-Out: You have the right to opt-out and not be bound by the arbitration and class action waiver provisions set forth in the "Binding Arbitration," "Location" and "Class Action Waiver" sections above. To exercise this right, please send written notice of your decision to opt out to the following address: Seidor Analytics. The notice must be sent no more than 30 days after you began using our Services (or, if no purchase was made, no more than 30 days after the most recent date on which you accessed or began using the applicable Service), or you will be bound to arbitrate disputes under the terms of those sections. If you opt out of the arbitration provisions, we will not be bound by them either.

21.8 Changes to this section: We will give you 60 days' notice of any changes we make to this section. Changes will be effective on the 60th day and will apply prospectively only to claims arising after the 60th day.

22 JURISDICTION AND APPLICABLE LAW

Our Services are made available to you in accordance with these terms. This section explains which laws apply to these terms.

22.1 Except as provided in paragraph 21, the laws of Argentina will govern the interpretation of these terms and will apply to any claim for breach, without reference to conflict of laws principles. All other claims, including claims relating to consumer protection laws, unfair competition laws or negligence and tort claims, shall be subject to the laws of the country in which you reside. If there is a dispute between us about these terms of use, such dispute will be subject to the jurisdiction of the courts of England, unless the law of your country of residence permits you to choose the courts of that country for the dispute in question.

22.2 For residents of the United States: You and we irrevocably consent to the exclusive jurisdiction and venue of the state or federal courts of Los Angeles County to resolve any claim that is subject to the exceptions to the arbitration agreement described in paragraph 21 or otherwise determined to be incapable of arbitration.

22.3 If you reside outside of the United States of America and are entitled to initiate or participate in legal proceedings within the United States of America, you agree to be bound by the provisions of the binding arbitration and class action waiver sections above.

22.4 You understand and agree that our website, platform and other services may not be used, accessed, downloaded, exported, re-exported or transferred in violation of export control, economic sanctions or applicable import laws and regulations such as, but not limited to, the Export Administration Regulations (EAR) and regulations promulgated by the U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC). You represent and warrant that (1) you are not subject to U.S. export sanctions or restrictions and are eligible to use our website, games and other services under applicable laws and regulations; (2) you are not located or ordinarily resident in a country or region subject to U.S. sanctions or embargoes in whole or in part, unless use of our website, platform and other services in such country or region is authorized by U.S. law; (3) that you are not an officer, employee, representative or contractor nor do you act or intend to act directly or indirectly for or on behalf of a government (including all political subdivisions, agencies or bodies thereof or any person controlled directly or indirectly by it) or a political party (e.g., the Communist Party of Cuba or the Workers' Party of Korea) that are subject to U.S. sanctions or embargoes, or any other entity that is located in a country or region subject to U.S. sanctions or embargoes, and (4) that you will not use our website, platform and other related services for an end use prohibited by U.S. law.

23 Questions about these terms

23.1 If you have any questions about these terms or our Services, you may write to us at the following e-mail address: harbinger@seidoranalytics.com.com.

These terms were last updated on 01.05.2022.